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Life Insurance

Life insurance is a living benefit. What does the term "living benefit" really mean? We are used to thinking of life insurance policies as financial protection for your family in the event of your death. But did you know that they can help you generate cash value that you can use in your lifetime?That cash value can be converted into capital that you can access through loans or cash and can become a living benefit.
Life insurance seeks to guarantee the protection of the insured's dependents.
When it comes to life insurance in general, we think that when the insured dies, the beneficiaries or heirs are indemnified. This compensation is called the sum insured and can be paid as a lump sum or as a financial annuity.
Many fear that his death could bring financial hardship to their families. His greatest fear is that neither your spouse or children will not have the ability or the income to cover funeral expenses, debts, housing and other expenses the family or individual may incur.
By signing a contract with an insurer, you agree to pay monthly or annual premiums, and the insurer agrees to deliver the agreed amount to the beneficiary as specified in the policy. These policies accumulate savings that can be used can be used in the future, such as to supplement your pension or whatever you wish to use it for.
The life insurance market has expanded and insurers have created a diversity so that each person can adopt such insurance according to his or her needs. needs. For example, there are insurance policies for mortgages, funeral expenses, education funds, etc. Our desire is for our community to know, understand, and take advantage of the opportunities we have to obtain life insurance, so that we can anticipate any situation that may interrupt your peace of mind.